Kindros is a public benefit corporation focused on increasing people's financial knowledge and wellbeing. We do not sell financial products, advertising, or user data.
Lifelong Impact
Providing a source of trusted financial knowledge helps people on their path towards financial independence and wellbeing.
Why It Matters
50% of American households own less than 3% of the wealth.
The U.S. Federal Reserve's most recent report on household wealth shows that the bottom half of households own less than 3% of the wealth. The top half owns more than 97%.​​
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Why does this matter? Because a healthy economy must provide opportunities for everyone to achieve financial freedom and wellbeing. If a large portion of the population faces constant financial stress, it undermines the very fabric of society.
America is an amazing country with an economy that provides incredible opportunities for education. personal advancement, and financial success. Our mission at Kindros is to broaden access to unbiased financial knowledge and increase everyone's financial wellbeing.​​
3%
The bottom 50% of American households own less than 3% of the wealth (Federal Reserve)
"Growing evidence reveals that financial strain and worries play a significant role in mental health."
"They (buy now pay later offers) hook you with the idea of no interest rates. I thought I would be able to build my credit if I paid it back. I was so wrong" (Forbes).
19 Days
Over the course of a year, a full-time employee may spend more than 19 days
distracted from work because of personal money matters costing emplyers over $3,900 annually (Trading Economics).
"Well-being is defined as having financial security and financial freedom of choice, in the present and in the future" (Consumer Financial Protection Bureau).
Financial stress is bad news for companies that don’t take steps to address the issue, as stress can have a negative impact on productivity, moral and your bottom line (Morgan Stanley).
#1
For employees, finances are the number-one source of stress (Financial Health Network)
52%
52% of households with annual incomes greater than $100,000 report being stressed by finances (Morgan Stanley).
"They (buy now pay later offers) hook you with the idea of no interest rates. I thought I would be able to build my credit if I paid it back. I was so wrong" (Forbes).
There are several ways an individual can improve their financial wellness, but the first step is to improve one’s financial literacy (Forbes).
"It has become common knowledge that the presence of financial strain is harmful to one's health."
60%
60% of employees say they are more likely to stay with an employer that offers a program designed to help them manage their money (Financial Health Network).
43%
43% of those who owe money on "buy now pay later" services said they were behind on payments (Bloomberg).